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What You Need to Know About Financing With Roofing Doctor


One thing we can all agree on is the roof over our head is an important and essential part of our home. Oftentimes, this safety and security often comes with stress and a hefty price tag. Our streamlined process here at Roofing Doctor is designed to work with you. We offer several different options based on your financial needs. We have outlined this process to walk you through the process of financing your new roof within your budget. 

With the impact of the pandemic on financial resources, income tax season, and seasonal weather changes, we understand the need to offer financing options that make projects like installing a new roof more affordable. We cater to all our customers’ financial goals and needs based on cash or finance options. Financing can be based on minimum payments or no minimum payments and terms that are comfortable for you. Our financing partner is GreenSky, a loan program that offers loans to qualified borrowers for personal, family, or household use only.

The initial appointment is a home assessment with a roofing specialist who will provide an estimate. Utilizing the very user-friendly GreenSky app, we use the price estimator right there on the spot. This is when you will receive more information on a promotional period offer with no interest if paid in full, or the budget-friendly plan with lower monthly payments. If choosing the financing option, we then schedule a follow up appointment to apply and discuss further. Pre-approval for the financing option typically can be granted in minutes. The paperwork can either take place over the phone or in person, depending on what you are comfortable with. We can also assist with the paperwork at your initial assessment.

If approved, you will receive a digital card in your email, referred to by GreenSky as a “shopping pass.” The Roofing Doctor doesn’t have access to this card and the homeowner is in total control. Your approval is required before any payments can be processed. Once we’ve started the project, we will send you a payment authorization request for 20% of the project cost, processed like a normal credit card transaction with the rest of the cost due at the end of the project depending on your financing plan. Do note that financing is subject to qualifying credit approval and monthly payments are based on your credit score and how much is needed for financing.

We are with you through every step of the process and want to help you feel safe and secure both physically in your home and financially within your budget as quickly as possible. Are you ready to request an estimate? We have made it quick and easy with our contact form. Click here to get started.

Did you know that you can get up to 26% renewable energy federal tax credit for the purchase and installation of qualifying products? Our Velux Skylight windows are one of those qualifying products. Be sure to save your receipts and contact us at Roofing Doctor for more details. 

Call us to set up your initial appointment today! 

Rhode Island Customers (401) 246-0711

Massachusetts Customers (508) 379-1200



  • NLS #1416362
  • Monthly payments are based off of your credit score and how much is needed for financing.
  • Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period. 
  • The GreenSky® Program is a loan program that offers loans to qualified borrowers for personal, family, or household use only. Verified U.S. address is required. 
  • Subject to qualifying credit approval. 
  • Subject to state law limitations and Program approval. 
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