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What to Do When Your Roof is Damaged by a Storm

Storms are one of the leading causes of roof damage. They typically bring high winds and excessive rainfall, which can be detrimental to the structure of your home. If you do experience roof damage, it’s important to resolve the issue correctly. Keep reading to learn more about the proper steps to take if you find yourself with a damaged roof.

Identify Cause of Damage

From excessive rain causing water damage to high winds causing structural damage, it is important to identify the root of the problem in order to find an appropriate solution and prevent the damage from occurring again. If a large object, like a tree, has fallen on your roof, the tree needs to be removed before we can properly assess the extent of damage. We are happy to provide a temporary cover or repair to protect your home until your project is completed.

Photograph Any Damage

As soon as you identify the damage, be sure to take photos. These can be kept for your own records and are useful when trying to find a company for repairs and submitting an insurance claim. Ensure you do not touch anything prior to taking photos as you want to ensure you do not worsen the damage. If the damage is severe, it is best to wait for a trained professional to examine the roof. If you climb onto a roof with extensive damage, you risk the possibility of serious injury.

Call a Roofer Before You Call Your Insurance Provider

Do take note that storm damage is a broad term and can impact how insurance handles your claim. For example, hurricane damage requires a separate form of insurance and is not covered by traditional insurance. We highly recommend getting a roofing specialist involved before you call your insurance. At The Roofing Doctor, we can help you get the most money for repairs. We will be able to assess the damage and help you get as much coverage from your insurance as possible. There are laws that may require the insurance to pay for having a significant portion (or all) of your roof replaced due to storm damage (laws vary by state). This means that instead of a small repair, you may be able to get a completely new roof paid for by your insurance! These are intricacies that our team at The Roofing Doctor can help you navigate. 

Is it Time for a New Roof?

Although the extent of damage can vary greatly, if your roof is older than 15 years, it can be more cost-effective to replace it entirely rather than repairing it. If you lose a shingle or two during a storm, it is important that you call a roofer to inspect the seal. Although it seems like a minor repair, there could be a deeper underlying issue that will continue to cause problems. Always be sure to identify the root of the problem before making any repairs.

If you continue to repair a roof that is old and weathered down, you may end up spending money on costly repairs only to need a replacement. If your roof is nearing that 15-year mark and has significant damage, it’s likely time for a new roof. Do you live in Rhode Island or Massachusetts and need a new roof? Click here to get in touch with our team. We are happy to help you begin the process. 

Do Your Research

Your roof is a very important structural component of your house, so it’s crucial that you leave any repairs in the hands of a trusted, well-known company. We recommend checking reviews before contracting a company. You want to ensure you hire someone that is knowledgeable and knows how to best resolve the damage. 

We highly recommend forming a relationship with a roofer that can help you navigate repairs and maintenance. At The Roofing Doctor, we can give you an estimate and advise you on how to receive the most coverage from your insurance plan. Depending on the state you are located in, there are laws that require your plan to replace a large portion (if not all) of your roof if there is storm damage. 

Did you know there are color and style matching laws for insurance when replacing a roof due to storm damage?

  • In Massachusetts: Insurance is required to cover the roof replacement of one complete side (what is visible when looking at the patch) of your roof to match the color and shingle style, if the damage is due to a storm. 
  • In Rhode Island: Insurance is required to cover the replacement of the entire roof to match the color and style of the shingles, if the damage is due to a storm. 

Schedule Your Repair

Once you decide on a repair company, it is important to get your appointment scheduled as soon as possible. The longer you wait, the greater chance there is that the damage will worsen and create an even larger issue. Try to book the soonest available appointment to avoid additional costly repairs. 

If you are looking for a reliable Roofing Contractor in Rhode Island or Massachusetts, reach out to our team for an estimate. We have trained professionals who aim to make the repair process as seamless as possible.

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